Terms of Use

Please read these terms carefully.

📅 Last Updated: January 1, 2026

1. Acceptance of Terms

By accessing KEF Health ("we," "us," or "our") website or services, you agree to be bound by these Terms of Use. If you disagree with any part, please discontinue use of our services.

2. Our Services

KEF Health is a licensed health insurance agency that:

  • Provides information about health insurance options
  • Connects consumers with licensed insurance professionals
  • Facilitates quote requests from multiple carriers

We are not an insurance carrier. All insurance products are offered by licensed carriers.

3. User Responsibilities

By using our services, you agree to:

  • Be at least 18 years of age
  • Provide accurate and complete information
  • Use the website only for lawful purposes
  • Not impersonate any person or entity

4. SMS and Electronic Communications

If you provide express consent to receive SMS:

  • You agree to receive messages at the number provided
  • Message frequency varies
  • Message and data rates may apply
  • Reply STOP to opt-out
  • Consent is not required to use our services

5. Intellectual Property

All content on this website is owned by KEF Health or its licensors and protected by copyright and trademark laws. You may not reproduce or distribute content without permission.

6. Disclaimer of Warranties

THE WEBSITE AND SERVICES ARE PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND. We do not guarantee accuracy, completeness, or specific outcomes.

7. Limitation of Liability

To the maximum extent permitted by law, KEF Health shall not be liable for indirect, incidental, or consequential damages arising from your use of our services.

8. Insurance Licensing

KEF Health is licensed as an insurance agency. Not all products are available in all states. THIS IS A SOLICITATION FOR INSURANCE.

9. Governing Law

These Terms are governed by the laws of the state where KEF Health is headquartered. Disputes shall be resolved through binding arbitration.

10. Changes to Terms

We may modify these Terms at any time. Continued use of our services constitutes acceptance of changes.

11. Contact Us

Questions about these Terms?

KEF Health
2424 Fairview Rd, Spring Hill, FL 34609
Phone: +1 (813) 263-7446
Email: support@kefhealthfl.com